Payment options

Full Cash Payment with Discount Incentives – Palmain

Full Cash Payment

Make a one-time payment for the full property price with a discount.

Full Cash Payment with Discount Incentives

Structure

A one-time, upfront payment covering the entire property price, often via bank transfer or certified check.

Process

Buyers transfer the full amount to Palmain’s account upon signing the purchase agreement, with immediate confirmation of funds.

Benefits

Cash buyers receive a discount, ensuring a quicker close with minimal administrative costs.

Advantages

Immediate ownership transfer, no financing contingencies, and accelerated move-in.

Considerations

Ideal for buyers with readily available funds who wish to avoid ongoing payments and interest rates.

Bank Financing (Mortgage) with Partner Banks – Palmain

Bank Financing (Mortgage)

Get mortgage options with flexible rates and terms with our partners

Bank Financing (Mortgage) with Partner Banks

Structure

Palmain collaborates with reputable banks to offer mortgage financing options with competitive rates.

Process

Requires a 20-30% down payment, with the remaining balance spread over 10-20 years.

Benefits

Secure ownership with minimal upfront costs; ideal for cash flow management.

Advantages

Leverage your purchase with potential tax deductions on interest payments.

Considerations

Great for qualified buyers who prefer long-term structured payments.

Bank Transfer (SWIFT/SEPA) – Palmain

Bank Transfer (SWIFT/SEPA)

Reliable and secure bank transfers for international and EU buyers.

Bank Transfer (SWIFT/SEPA) for International and EU Buyers

Structure

Buyers transfer funds directly from their bank account to Palmain’s via SWIFT (international) or SEPA (European) transfers.

Process

SWIFT transfers take 1-5 days, while SEPA transfers complete within 1-2 days.

Benefits

Trusted and secure for domestic and international buyers; SEPA transfers offer low fees for European transactions.

Advantages

Full traceability and protection through the banking system, preferred by buyers seeking reliability.

Considerations

Ideal for customers who prefer traditional banking channels and require traceable transactions.

Cryptocurrency Payment via Secure Wallets – Palmain

Cryptocurrency Payment

Use Bitcoin, Ethereum, or stablecoins for seamless property purchase.

Cryptocurrency Payment via Secure Wallets

Structure

Buyers can use cryptocurrencies, such as Bitcoin (BTC), Ethereum (ETH), or stablecoins like Tether (USDT), to make the purchase.

Process

Payment is processed through a secure wallet-to-wallet transaction, with the amount calculated at the market exchange rate at the time of purchase.

Benefits

Cross-border transactions, no exchange fees, and faster settlements compared to banking.

Advantages

Faster ownership transfer, enhanced privacy, and ideal for international buyers.

Considerations

This option suits buyers familiar with crypto or those diversifying their holdings through real estate.

Precious Metal Payment (Gold, Silver) – Palmain

Precious Metal Payment

Use gold, silver, or other metals to invest in real estate with Palmain.

Precious Metal Payment (Gold, Silver) for Diversified Asset Buyers

Structure

Palmain accepts gold, silver, or other valuable metals as payment, calculated at the current market rates.

Process

A third-party appraiser assesses the metals’ value. After agreement, the metals are transferred to Palmain, and any remaining balance can be settled in cash or other payment forms.

Benefits

Allows buyers to reallocate precious metal investments into a tangible property asset.

Advantages

Avoids the process of selling metals for cash, creating a smooth, non-cash transaction.

Considerations

Perfect for buyers with precious metals looking to diversify their holdings through real estate.